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Muslim Women Entrepreneurs 
From CEOs to Chicken Vendors

By Shahnaz Taplin-Chinoy**

Mar. 06, 2006

Saudi businesswomen leave a polling station after casting their vote for members of the board of the Eastern Province Chamber of Commerce and Industry.

“An Arab woman who doesn’t shoot for the moon is an idiot,” says Fatima Mernissi, a Moroccan writer and sociologist in her book Dreams of Trespass. Yet, shooting for the moon takes on new challenges in an era of globalization. Across the Arab world — Syria, Jordan, Palestine, and Egypt, women from CEOs to chicken vendors shoot for the moon. But they also share something in common with women in other regions; it is often socio-economic realities, not religion or culture, which dictate similar work choices and patterns for women globally.

Globally, economic realities require under-privileged women to work. Middle-class, educated women can afford the choice to work or stay home and raise their kids, while affluent women — be they Christian, Muslim, Jewish, or Hindu — have a plethora of options.

Umm Mohamad Ahmed, a 47-year-old woman selling chickens in Cairo’s Dharb Al Ahmar slum faces slump sales: “Chicken sales have been down due to bird flu.” Left with five children when her husband died, Ahmed decided to re-open his poultry shop, but she lacked capital. On her neighbor’s advice, she applied — with trepidation — for a micro finance loan of 200 Egyptian pounds ($35 US). Wearing a black face-veil splattered with chicken innards, Ahmed is part of the global economy.


It is often socio-economic realities, not religion or culture, which dictate similar work choices and patterns for women globally.


Ahmed represents a huge segment of Muslim women who are primary breadwinners. With no choice about working, they hover at the two-dollar-a-day, third-world poverty line. Though their economic roles are often influenced by the global economy, their specific strategies still retain their traditional religious or cultural business ethics.

Around the corner sits Hanan Hamed Osman, a 55-year-old divorcee who started a kiosk business selling tea biscuits and chips. She capitalized her kiosk with the sale of her jewelry nine years ago. Later, in response to customer research, Osman diversified her inventory to include sugar, oils, rice, pasta, and even lufas, with three consecutive micro finance loans. Today, she earns 110 Egyptian pounds a day ($20 US) while in the old days she would only net 10-20 pounds ($3-5 US).

Islamic values and the fear of God guide Osman’s business decisions, keeping her happy with modest returns and minimal profits. When asked about her dreams, poor as she is, her first response is “to go for Umrah, a pilgrimage.” When pushed on business growth, she says, “I dream of ten kiosks, but I am happy with what I have.”

The theme of “happy with what I have now” is also echoed by Intisar Hamed, a 31-year old, unmarried woman — a candle maker, whose loan enables her to stock raw materials and work daily instead of every other day. Soon to be married in a “love marriage of her choice,” Hamed lives modestly, with a relentlessly crowing rooster, her relatives, and her religion. Following her religious mandates, she chooses to buy top-grade raw materials because she does not want to short-change her customers.

Necessity has turned these Muslim women into micro-financed entrepreneurs. Like the masseuses who work in a hammam, or ladies spa, in Allepo, Syria, the entrepreneurs would have preferred not to work. But as widows and divorcees, they are responsible for their children. In a beauty salon in Amman, Jordan, women manicurists opt to work due to family hardships. Someone in the family falls ill or dies, and they end up having to come to the financial rescue.

Not all women face this struggle on the margins. In Syria, Palestine, and Jordan, more than half the college graduates are women. The Syrian women patronizing the spa, and the Jordanian clientele of the beauty salon fit a different model — educated, middle-class, often university graduates who prefer to be housewives after marriage.


Women entrepreneurs in the Arab world do face male hostility—often from the West.


On the West Bank of Palestine, however, highly educated women become sole breadwinners for a different reason. Many of them have lost fathers, brothers, and husbands to jail or to the Intifada, or their husbands cannot get jobs because of the new restrictions on entry into Jerusalem.

And then there are well-educated, privileged women who have choices wherever they reside. “I took over the business to continue the family name, not so much for money. It was not an easy thing in Syria, especially because it (father’s business) was not supposed to be a business for women,” says Shirin Derani, 35 and single. Nineteen at the time her father died, and the oldest of four siblings, Derani took over her father's business of packaging food for hotels. Since then, she has expanded and now imports kitchens and table wares for restaurants and hotels.

The challenge of entering a man’s world came with the job. Derani speaks of her first experience in Italy while attending a management course. The Italian manager said to her, “This is not for a woman, go back to your country and send me your brother,” who, Derani explains, was 11 at the time. So women entrepreneurs in the Arab world do face male hostility — often from the West.


Economic roles and choices of women in the Arab world seemed very similar to those in the US and followed familiar global patterns.


Derani cites many challenges in business, including “Syria’s lack of support for commerce, lack of access to capital and private banks that required all funds to be raised from the family.” She also has to deal with Syria’s incomplete integration in the global economy; she cannot get import permits for many of the goods she needs.

“People in business call me a train because I don’t have any limits. I must overcome all the obstacles to reach my goal,” says Derani. Admitting that she had to put her long hair in a ponytail so men would look at her and not her hair, Derani says, “I had to gain respect for myself and the respect of the men I worked with.”

Yet Derani confesses: “I am successful in business but it has affected my personal life. I don’t know how to relate to a man. I’ve become one of the guys.” She has no common language with her girlfriends who opted for traditional paths.

Derani has high hopes and dreams: “I don’t want Syria to remain a virgin market. I want to change policies and lift import restrictions because even though the government wants to protect local industry, local production is inadequate to meet the needs of Syrians today.” She believes that her “success defies western notions of Muslim women stereotypes,” and she has written to Oprah Winfrey several times asking for the opportunity to share her story.

In Jordan — a more open society, Salwa Aldiqs, whose father is Bedouin, has fewer obstacles than Derani. Aldiqs, 37 and married with two children, started Kinda, a woman’s salon in 1998. Unlike Derani, she faced few challenges, besides mastering the paperwork of a start-up company. In fact, her family has been most supportive, particularly her Bedouin in-laws, who are not well-educated. Pregnant with her child and birthing the salon simultaneously, Aldiqs was so overwhelmed that her in-laws offered to send one of their daughters to Amman to help her in the business.

Aldiqs says, “being a woman and running your own business is a plus,” in a country where it is common for educated, upper-class women to operate businesses. Aldiqs pays the working women in her salon good wages by Jordanian standards, recognizing the pressures they have at home with family, finances, and taking care of sick relatives.

Remarkably, the economic roles and choices of women in the Arab world seemed very similar to those in the United States and followed familiar global patterns. Working-class or poor women have tougher lives and most must work. Where many men are in jail or face violent death, women pick up the slack. Educated middle-class women can choose to work or not. Everywhere, affluent women can do as they please. They can “shoot for the moon” and be entrepreneurial stars; stay at home and be women of leisure, full-time mothers; or some combination. But while culture shapes the particular local choices, the global economy relentlessly seeps in everywhere — even into the chicken markets of Cairo's slums.


** Shahnaz Taplin-Chinoy is a freelance writer based in the United States She holds a master's degree in communications from Stanford University. For the past 30 years, she has been working as a communications specialist in the San Francisco Bay Area and in India with non-profit organizations and foundations on women's, children's, and environmental issues. She is now channeling her experience to create a dialogue and bridge the divide between Islam and the West.

The articles posted on this page reflect solely the opinions of the authors.

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